California family law attorney · Certified Divorce Financial Analyst®

San Diego Divorce Financial Consultant: Understand the Math Before You Negotiate.

Divorce can feel like an overwhelming financial puzzle. The decisions you make affect your financial health, your children, your retirement, and your future security.

Scott Levin, a California family law attorney and Certified Divorce Financial Analyst®, helps you understand what you own, how taxes and other costs affect the value of different assets, and what each settlement option could mean for your life. Whether you are financially sophisticated or have never handled the family finances, Scott explains the numbers clearly—before you negotiate or agree.

Scott Levin, California family law attorney and Certified Divorce Financial Analyst
Clarity first. Then negotiation.Individual financial consulting for one spouse · Neutral financial analysis in mediation for both
Equal on paper is not equal after taxesWhy a 50/50 split can quietly favor one spouse
Keep the house, or sell it?Test the choice against real cash flow
RSUs, options, and pensionsKnow the value, and what trading one away costs
Two households, one incomeTest support against a real post-divorce budget

Individual divorce financial consulting

What does a divorce financial consultant help you do?

A divorce financial consultant helps you understand the assets, debts, income, taxes, support considerations, and future cash-flow consequences involved in divorce. Scott most often works with one spouse to evaluate financial information, compare settlement options, and prepare to negotiate from knowledge rather than uncertainty.

Scott Levin, San Diego divorce financial consultant and family law attorney
You work with Scott.Not a junior analyst, a template, or a handoff between disconnected professionals.

The Scott Levin difference

A spreadsheet is not a settlement strategy.

Numbers matter, but they do not make decisions for you. A useful financial analysis must connect the numbers to California family law, taxes, cash flow, support, property division, settlement language, and the life you expect to live after divorce.

Scott combines more than 20 years of family law experience with specialized divorce-financial training. He has seen how house buyouts, pension trades, equity compensation, support terms, and incomplete agreements affect real people after the case is over.

“My job is to help you understand the numbers well enough to make your own decisions—and to negotiate from knowledge instead of uncertainty.”
Most often, one person hires Scott as a divorce financial consultant. He can help you prepare for mediation or settlement discussions and coordinate with your attorney, CPA, financial advisor, appraiser, or valuation professional. If Scott is serving as the couple’s neutral divorce mediator, he performs this analysis within their mediation process.

Scott’s approach

Gain knowledge. Compare options. Negotiate with confidence.

You do not need to become a financial expert. You need the right information, explained in a way that lets you ask better questions and make informed choices.

1

See the whole picture

Organize property, debt, income, compensation, support, and the documents or information that may still be missing.

2

Understand the tradeoffs

Compare liquidity, taxes, risk, cash flow, and future value—not merely the balance shown on a statement today.

3

Prepare to negotiate

Know your priorities, the questions to ask, and how competing proposals may affect your real financial life.

Complex compensation and ownership

Your financial life may not fit neatly into a spreadsheet.

Executives, business owners, professionals, and their spouses often face compensation or ownership interests that are difficult to value, divide, or turn into spendable cash. Scott helps you identify the right questions before an assumption becomes part of your settlement.

RSUs and stock optionsGrant dates, vesting schedules, unvested awards, exercise terms, tax treatment, and future liquidity.
Private-company and founder equityOwnership restrictions, uncertain value, preferred rights, limited liquidity, and possible future transactions.
Partnership and business incomeK-1 income, draws, distributions, retained earnings, capital accounts, bonuses, commissions, and variable compensation.
Retirement and deferred compensation401(k)s, IRAs, pensions, CalPERS, CalSTRS, military retired pay, and compensation received years after it was earned.

Not sure what applies to your situation?Free 15-minute consultation · 858-293-1410

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The decisions behind the numbers

What does a proposed settlement mean in real life?

The useful question is not simply “Is this equal?” It is “How will this work for me now, and years from now?”

The home

Can I afford to keep it?

Test a buyout against refinance requirements, carrying costs, taxes, maintenance, support, and your post-divorce budget.

Asset trades

Is $1 really worth $1?

Cash, home equity, brokerage assets, and pretax retirement dollars can have very different liquidity, risk, and after-tax value.

Equity compensation

What happens after the next vest?

Understand when awards were granted, why they were earned, when they vest, and how future taxes or liquidity events may affect them.

Income and support

Will this work month to month?

Evaluate salary, bonuses, distributions, support, debt, insurance, and two-household expenses against a realistic cash-flow plan.

Have a proposal you are not sure about?Free 15-minute consultation · 858-293-1410

Book a Free Financial Consultation

Choose the right role at the beginning

Financial guidance for you—or neutral analysis for both.

Most common

Individual divorce financial consulting

Scott works with you to understand the marital finances, evaluate possible outcomes, and prepare for mediation or negotiation. He is your financial consultant—not the couple’s neutral—and can collaborate with your existing legal or financial team.

  • Decode complex compensation and ownership
  • Evaluate proposals and possible tradeoffs
  • Identify missing information and expert needs
  • Prepare questions, priorities, and negotiation strategy
For couples

Financial analysis within mediation

When Scott serves as the couple’s neutral mediator, he helps both spouses understand the same financial information and compare settlement structures without advising either person what to demand.

  • Shared financial disclosure and organization
  • Neutral explanation of options and consequences
  • Facilitated negotiation and creative problem-solving
  • Agreement drafting and uncontested court filings

What clients say

Financial guidance that felt clear, thoughtful, and trustworthy.

These clients describe Scott’s financial approach in mediation. He brings the same clarity and careful analysis to individual consulting.

★★★★★
“His creativity when working on dividing assets and liabilities made an incredibly stressful situation less so. He got us to a fair resolution.”
Lisa G.Yelp review
★★★★★
“His calm demeanor and presence made me feel safe… He held my future finances in his hands. I’m very grateful for Scott and what I settled on.”
Kim C.Yelp review

Ready to see your finances clearly?Free 15-minute consultation · 858-293-1410

Get Started: Free Consultation
Scott F. Levin, San Diego family law attorney, mediator, and Certified Divorce Financial Analyst

Why Scott Levin?

Divorce-financial insight grounded in family law and real settlements.

Scott F. Levin, Esq., CDFA®, is a California family law attorney, Certified Divorce Financial Analyst®, and neutral divorce mediator. He became an attorney in 2004 and later focused his practice on helping people resolve divorce outside the courtroom.

He is comfortable with sophisticated financial details, but his real strength is making them understandable. That matters whether you manage complex investments for a living or are seeing the family balance sheet for the first time.

  • University of Virginia School of Law
  • California family law attorney
  • Certified Divorce Financial Analyst®
  • Certified family mediator
  • Coordination with outside specialists

Reviewed by Scott F. Levin, Esq., CDFA®
California family law attorney and Certified Divorce Financial Analyst®
Last reviewed: September 2026

Common questions

Divorce financial consulting FAQs

Can I hire Scott to work with only me?

Yes. Scott most often provides CDFA® consulting to one person who wants to understand the finances, test settlement proposals, compare possible outcomes, and prepare for mediation or negotiation. The scope of the engagement is defined in writing at the outset.

Will Scott act as my divorce attorney?

Individual divorce financial consulting is a separate role from full legal representation. Scott brings his family law knowledge to the financial analysis, but the engagement does not automatically make him your attorney of record. He can coordinate with your existing attorney, and the precise scope and any legal services will be explained before work begins.

Can Scott help with RSUs, stock options, private-company equity, or partnership income?

Yes. Scott helps clients understand grant and vesting information, exercise terms, ownership documents, partnership interests, variable income, liquidity concerns, and how these items may interact with property division and support. A formal valuation, tax opinion, forensic investigation, or securities recommendation may require another specialist.

Can Scott analyze whether I should keep the house?

Yes. The analysis may consider equity, separate-property contributions, mortgage and refinance requirements, taxes, transaction costs, carrying expenses, timing, and whether keeping the home fits your post-divorce cash flow and other priorities.

What is the difference between individual consulting and mediation?

In individual consulting, Scott focuses on helping one person understand the financial picture and prepare to make informed decisions. In mediation, Scott is neutral, shares the analysis with both spouses, and helps them negotiate an agreement. Because those roles are different, it is important to choose the appropriate one at the beginning.

Is Scott a CPA, investment advisor, appraiser, or forensic accountant?

No. Scott provides divorce-specific financial analysis and family law insight. When a formal tax opinion, investment recommendation, appraisal, business valuation, pension valuation, tracing, or forensic investigation is needed, he can help identify the right professional and place that specialist’s work in the larger settlement picture.

Start with clarity

Understand your financial choices before you negotiate.

A free 15-minute consultation is an opportunity to describe the financial questions in your divorce and determine whether individual CDFA® consulting—or Scott’s neutral mediation process—is the right fit.

Office9820 Willow Creek Road, Suite 410
San Diego, CA 92131
ServingIndividuals and couples throughout California by Zoom